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The shopper's identity may be verified using passive, biometric, and two-factor authentication approaches. Guidance for implementing 3D Secure. We recommend The implementation guide for merchants and acquirers This guide includes 3-D Secure 2.0 processing flows, how to get started, programme rules, and more. Verified by Visa Acquirer and Merchant Implementation Guide U.S. Region Verified by Visa Acquirer and Merchant Implementation Guide U.S. Region VISA PUBLIC How Does Your Card Scheme Implement the Protocol? · Visa 3D Secure 2 Verified by Visa · Mastercard Identity Check · American Express SafeKey 2.0 · J/Secure by JapanAuthentication and Verification. 09. Authentication and Verification Services. 09. Verified by Visa (VbV). 09. Card Verification Value 2 (CVV2). This guide forms part of a set of Visa guidance documents that are relevant to the implementation of Strong Customer Authentication under PSD2. 1. Initiate a card verification request ; 2, expiryMonth, Card expiration month. ; 2, expiryYear, Card expiration year. ; 2, securityCode, Card security code (CVV